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Take control of your finances with our flexible Overdraft facility. Click the button below to contact us for more information or to speak with a representative.
Overdraft
Flexible Financial Solutions When You Need Them
At Mbaitoli Microfinance Bank, we understand that sometimes you need immediate access to extra funds to cover unexpected expenses or bridge short-term cash flow gaps. Our Overdraft facility provides you with the flexibility and convenience to manage your finances effortlessly, ensuring you have the funds available when you need them the most.
Why Choose Our Overdraft Facility?
- Immediate Access to Funds: Gain instant access to additional funds, up to an approved limit, to manage unexpected expenses or emergencies.
- Flexible Repayment: Enjoy the convenience of flexible repayment options tailored to your financial situation and cash flow needs.
- Competitive Interest Rates: Benefit from competitive interest rates that make borrowing more affordable and manageable.
- Seamless Integration: Easily link your overdraft facility to your existing Mbaitoli Microfinance Bank account for hassle-free access.
- Personalized Service: Our dedicated staff are here to provide personalized assistance and answer any questions you may have.
How to Apply for an Overdraft
Applying for an Overdraft facility with us is straightforward. Visit our branch at Nwaorieubi Market Square, Obazu Village, Mbieri, Mbaitoli LGA, Imo State, Nigeria, during office hours.
Our friendly staff will guide you through the application process and help you secure the overdraft limit that best suits your needs.
What You'll Need:
- Valid identification (e.g., national ID, passport, or driver's license)
- Proof of address (e.g., utility bill or tenancy agreement)
- Recent bank statements or proof of income
- Collateral or guarantor